Deadlines

beautygirl · Joined: 28 Mar 2018 Posts: 355

When proportioning liability for injuries to a freight handler who was injured on the job Wholesale Nike VaporMax , the Victorian Supreme Court took into consideration the effectiveness of Australian Air Express’s induction and training system.

On 26 May 2004, a contractor performing freight handling duties at a worksite controlled by Australian Air Express, was working inside a freight container when he attempted to lift a box. The box was not labelled with a heavy item ‘caution’ sticker, so the worker did not expect it to exceed 25 kg. When he attempted to lift the box, he experienced immediate severe pain in his back due to the unaccounted for weight.

The worker subsequently claimed damages against Australian Air Express and his employer Rodevan Pty Ltd Nike VaporMax 2019 Youth Sale , the company which had hired out his services to Australian Air Express.

At the end of the case Justice Katharine Williams conceded that the company’s induction and training process and materials 'appeared to address the issue of the identification and manual handling of heavy goods'.

While the contractor induction and training system that Australian Air Express had in place was not able to change the on-the-job behaviour of the worker, it was enough to sway the court’s decision in reducing the amount of responsibility it assigned to them, reducing the percentage of the damages they had to pay.
Taking it one more step: Changing behaviour

The real benefit to Australian Air Express would have come to them had their contractor induction program been able to change the behaviour of the worker, so that he never attempted to lift the box in the first place.

How can a contractor induction and training system change behaviour?

When a company can reasonable assume that an inductee has not comprehended the information contained within a training course, they are able to take action and provide further training or stop the inductee from working at all. But there’s the trick! Knowing whether or not an inductee has understood the material contained within their contractor inductions course is not always achievable.

Automated interactive learning

What’s needed is a system that effectively tests an inductee’s comprehension of the material as they take the course. This requires direct interaction Nike VaporMax 2019 Mens Sale , and in a face-to-face training scenario, this can be time consuming and expensive.

Some induction software provides the ability to include questions throughout an induction course that requires contractors to actively think about and respond to the course content in order for them to pass the induction.

Furthermore, the ability to track success and failure rates of specific areas within a training course enable you to modify or strengthen the content in order to strengthen your inductees’ understanding of that material.

The result is both a more effective course and better-trained contractors and employees.

About the Author

Markpakshie is a freelance writer who has produced this article for Employee induction, Employee inductions, Contractor induction Nike VaporMax 2019 Womens Sale , Contractor inductions, Safety induction, Induction training. Go to our website for more examples of Markpakshie's work.

Finance > CreditSome Common Loans Jargon Explained
Posted by nick_niesen in Finance on November 8th, 2010

The world of personal finance can sometimes seem to have a language all of its own, and it can be difficult to seperate the wheat from the chaff when comparing products such as loans. With all things financial Nike VaporMax 2019 Sale , it's vital to have a good understanding of what you're agreeing to before you sign on the dotted line, and so here we explain some of the most common terms you're likely to come across in loan advertisements, application forms, and credit agreements.

- APR

This stands for Annual Perentage Rate, and is basically the cost of the loan. As well taking into account the interest rate you pay Cheap Nike Air VaporMax 2019 , it includes any fees or charges you need to pay. For example, if two loan packages have identical interest rates, but one charges a setting up fee, then that loan will have a higher APR.

- Sub Prime

This is the industry term for applications from people with less than perfect credit ratings. Sub Prime credit is also referred to as adverse credit, and people with poor credit ratings may struggle to get an approval Cheap Nike VaporMax 2019 Free Shipping , and even then they're almost certain to be charged a higher rate of interest.

- Advance

This is simply the financial services industry's word for the amount you borrow.

- Term

The term of a loan is the length of time you agree to repay the debt over. Agreeing a longer term for your finance may result in a lower monthly repayment, but as you're paying interest for a longer period then overall a longer term will usually mean more interest paid overall.

- Collateral or Security

For a secured loan, home loan or mortgage, you'll be borrowing money against the value of your home. Your home is then known as the collateral or security on the loan. If you fail to keep up your repayments, then the lender can sieze your property Cheap Nike VaporMax 2019 Online , sell it, and use the proceeds to clear the debt. Having this option means that there is less risk for the loan company, and so loans with collateral can be advanced to people with poorer credit ratings, and the amounts borrowed can be larger.

- LTV

LTV stands for 'Loan To Value' and is a measure of how large a loan is in comparison to the value of the collateral it's secured on. It is given as a percentage, so a loan of $80 Cheap Nike VaporMax 2019 Youth ,000 secured on a property worth $100,000 would have an LTV of 80%. Lenders like to have a relatively low LTV as this means that if they need to sell a property because of a default on the loan, then they're very likely to recei. Wholesale Jerseys China Wholesale College Jerseys From China Wholesale Authentic Jerseys Wholesale Kids Jerseys Wholesale Kids Jerseys Wholesale MLB Jerseys China Wholesale NFL Jerseys China Cheap Air Vapormax Black Cheap Air Vapormax Flyknit Cheap Nike Air Max 90 Leather